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Atupri or Mutuel in Region 2 of canton Bern?

In Region 2, Atupri is CHF 426.00 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Atupri comes down to CHF 517.60 a month, Mutuel to CHF 553.10. The gap is CHF 426.00 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Visana, at CHF 493.60 a month. Moving there rather than to Atupri is worth CHF 288.00 more a year. Visana

Where they stand in the region

Atupri ranks 10 and Mutuel ranks 23, out of 26 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleAtupriMutuelGap
300CHF 594.30CHF 632.10− 37.80
500CHF 582.70CHF 620.60− 37.90
1'000CHF 553.50CHF 591.60− 38.10
1'500CHF 524.30CHF 562.10− 37.80
2'000CHF 495.20CHF 533.10− 37.90
2'500CHF 466.00CHF 504.10− 38.10

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelAtupriMutuel
Other modelCHF 517.60CHF 553.10
HMO practiceCHF 525.40CHF 556.20
Family doctorCHF 537.80CHF 575.20
Free choice of doctorCHF 594.30CHF 632.10

How they moved in this region

Against 2025, Atupri moves by + 6.1 % and Mutuel by + 3.7 % in this region.

Atupri, Mutuel, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.