Atupri or Mutuel in Region 2 of canton Bern?
In Region 2, Atupri is CHF 426.00 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Atupri comes down to CHF 517.60 a month, Mutuel to CHF 553.10. The gap is CHF 426.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Visana, at CHF 493.60 a month. Moving there rather than to Atupri is worth CHF 288.00 more a year. Visana
Where they stand in the region
Atupri ranks 10 and Mutuel ranks 23, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Atupri | Mutuel | Gap |
|---|---|---|---|
| 300 | CHF 594.30 | CHF 632.10 | − 37.80 |
| 500 | CHF 582.70 | CHF 620.60 | − 37.90 |
| 1'000 | CHF 553.50 | CHF 591.60 | − 38.10 |
| 1'500 | CHF 524.30 | CHF 562.10 | − 37.80 |
| 2'000 | CHF 495.20 | CHF 533.10 | − 37.90 |
| 2'500 | CHF 466.00 | CHF 504.10 | − 38.10 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Atupri | Mutuel |
|---|---|---|
| Other model | CHF 517.60 | CHF 553.10 |
| HMO practice | CHF 525.40 | CHF 556.20 |
| Family doctor | CHF 537.80 | CHF 575.20 |
| Free choice of doctor | CHF 594.30 | CHF 632.10 |
How they moved in this region
Against 2025, Atupri moves by + 6.1 % and Mutuel by + 3.7 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.