Atupri or Mutuel in Region 2 of canton Grisons?
In Region 2, Mutuel is CHF 16.80 a year cheaper than Atupri for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Mutuel comes down to CHF 467.60 a month, Atupri to CHF 469.00. The gap is CHF 16.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 418.00 a month. Moving there rather than to Mutuel is worth CHF 595.20 more a year. Agrisano
Where they stand in the region
Atupri ranks 13 and Mutuel ranks 12, out of 24 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Atupri | Mutuel | Gap |
|---|---|---|---|
| 300 | CHF 537.90 | CHF 534.30 | + 3.60 |
| 500 | CHF 526.30 | CHF 522.80 | + 3.50 |
| 1'000 | CHF 497.10 | CHF 493.80 | + 3.30 |
| 1'500 | CHF 467.90 | CHF 464.30 | + 3.60 |
| 2'000 | CHF 438.80 | CHF 435.30 | + 3.50 |
| 2'500 | CHF 409.60 | CHF 406.30 | + 3.30 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Atupri | Mutuel |
|---|---|---|
| Family doctor | CHF 469.00 | CHF 486.30 |
| Other model | CHF 473.40 | CHF 467.60 |
| Free choice of doctor | CHF 537.90 | CHF 534.30 |
| HMO practice | — | CHF 470.20 |
How they moved in this region
Against 2025, Atupri moves by + 4.7 % and Mutuel by + 6.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.