Atupri or Mutuel in Region 1 of canton Ticino?
In Region 1, Atupri is CHF 512.40 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Atupri comes down to CHF 640.90 a month, Mutuel to CHF 683.60. The gap is CHF 512.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 583.90 a month. Moving there rather than to Atupri is worth CHF 684.00 more a year. Agrisano
Where they stand in the region
Atupri ranks 13 and Mutuel ranks 17, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Atupri | Mutuel | Gap |
|---|---|---|---|
| 300 | CHF 731.60 | CHF 772.40 | − 40.80 |
| 500 | CHF 720.00 | CHF 760.90 | − 40.90 |
| 1'000 | CHF 690.80 | CHF 731.90 | − 41.10 |
| 1'500 | CHF 661.60 | CHF 702.40 | − 40.80 |
| 2'000 | CHF 632.50 | CHF 673.40 | − 40.90 |
| 2'500 | CHF 603.30 | CHF 644.40 | − 41.10 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Atupri | Mutuel |
|---|---|---|
| HMO practice | CHF 640.90 | — |
| Family doctor | CHF 642.30 | CHF 702.90 |
| Other model | CHF 654.80 | CHF 683.60 |
| Free choice of doctor | CHF 731.60 | CHF 772.40 |
How they moved in this region
Against 2025, Atupri moves by + 10.8 % and Mutuel by + 3.3 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.