Atupri or Mutuel in Region 2 of canton Ticino?
In Region 2, Atupri is CHF 872.40 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Atupri comes down to CHF 576.70 a month, Mutuel to CHF 649.40. The gap is CHF 872.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 539.00 a month. Moving there rather than to Atupri is worth CHF 452.40 more a year. Agrisano
Where they stand in the region
Atupri ranks 7 and Mutuel ranks 18, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Atupri | Mutuel | Gap |
|---|---|---|---|
| 300 | CHF 683.30 | CHF 733.80 | − 50.50 |
| 500 | CHF 671.70 | CHF 722.30 | − 50.60 |
| 1'000 | CHF 642.50 | CHF 693.30 | − 50.80 |
| 1'500 | CHF 613.30 | CHF 663.80 | − 50.50 |
| 2'000 | CHF 584.20 | CHF 634.80 | − 50.60 |
| 2'500 | CHF 555.00 | CHF 605.80 | − 50.80 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Atupri | Mutuel |
|---|---|---|
| HMO practice | CHF 576.70 | — |
| Other model | CHF 601.30 | CHF 649.40 |
| Family doctor | CHF 621.80 | CHF 667.80 |
| Free choice of doctor | CHF 683.30 | CHF 733.80 |
How they moved in this region
Against 2025, Atupri moves by + 7.0 % and Mutuel by + 3.3 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.