Atupri or Mutuel in Region 1 of canton Vaud?
In Region 1, Atupri is CHF 568.80 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Atupri comes down to CHF 570.10 a month, Mutuel to CHF 617.50. The gap is CHF 568.80 a year, 300-franc deductible, accident cover included.
What the question hides
Atupri is also the cheapest insurer in the region, out of 21 active insurers. Duel and ranking give the same answer here.
Where they stand in the region
Atupri ranks 1 and Mutuel ranks 15, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Atupri | Mutuel | Gap |
|---|---|---|---|
| 300 | CHF 649.30 | CHF 718.00 | − 68.70 |
| 500 | CHF 637.70 | CHF 706.50 | − 68.80 |
| 1'000 | CHF 608.50 | CHF 677.50 | − 69.00 |
| 1'500 | CHF 579.30 | CHF 648.00 | − 68.70 |
| 2'000 | CHF 550.20 | CHF 619.00 | − 68.80 |
| 2'500 | CHF 521.00 | CHF 590.00 | − 69.00 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Atupri | Mutuel |
|---|---|---|
| HMO practice | CHF 570.10 | CHF 631.90 |
| Other model | CHF 583.40 | CHF 617.50 |
| Family doctor | CHF 610.30 | CHF 653.40 |
| Free choice of doctor | CHF 649.30 | CHF 718.00 |
How they moved in this region
Against 2025, Atupri moves by + 4.3 % and Mutuel by + 3.1 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.