CONCORDIA or KPT in Region 1 of canton Basel-Landschaft?
In Region 1, KPT is CHF 288.00 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
KPT comes down to CHF 569.30 a month, CONCORDIA to CHF 593.30. The gap is CHF 288.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Sanitas, at CHF 558.30 a month. Moving there rather than to KPT is worth CHF 132.00 more a year. Sanitas
Where they stand in the region
CONCORDIA ranks 13 and KPT ranks 5, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CONCORDIA | KPT | Gap |
|---|---|---|---|
| 300 | CHF 685.80 | CHF 679.60 | + 6.20 |
| 500 | CHF 674.20 | CHF 668.00 | + 6.20 |
| 1'000 | CHF 645.00 | CHF 638.80 | + 6.20 |
| 1'500 | CHF 615.80 | CHF 609.60 | + 6.20 |
| 2'000 | CHF 586.70 | — | — |
| 2'500 | CHF 557.50 | CHF 551.30 | + 6.20 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CONCORDIA | KPT |
|---|---|---|
| Other model | CHF 593.30 | CHF 569.30 |
| HMO practice | CHF 593.30 | CHF 591.40 |
| Family doctor | CHF 603.60 | CHF 591.40 |
| Free choice of doctor | CHF 685.80 | CHF 679.60 |
How they moved in this region
Against 2025, CONCORDIA moves by + 9.3 % and KPT by + 0.4 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.