CONCORDIA or KPT in Region 2 of canton Basel-Landschaft?
In Region 2, KPT is CHF 288.00 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
KPT comes down to CHF 531.30 a month, CONCORDIA to CHF 555.30. The gap is CHF 288.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 494.80 a month. Moving there rather than to KPT is worth CHF 438.00 more a year. Agrisano
Where they stand in the region
CONCORDIA ranks 13 and KPT ranks 7, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CONCORDIA | KPT | Gap |
|---|---|---|---|
| 300 | CHF 641.90 | CHF 632.10 | + 9.80 |
| 500 | CHF 630.30 | CHF 620.50 | + 9.80 |
| 1'000 | CHF 601.10 | CHF 591.30 | + 9.80 |
| 1'500 | CHF 571.90 | CHF 562.10 | + 9.80 |
| 2'000 | CHF 542.80 | — | — |
| 2'500 | CHF 513.60 | CHF 503.80 | + 9.80 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CONCORDIA | KPT |
|---|---|---|
| Other model | CHF 555.30 | CHF 531.30 |
| HMO practice | CHF 555.30 | CHF 551.50 |
| Family doctor | CHF 564.90 | CHF 551.50 |
| Free choice of doctor | CHF 641.90 | CHF 632.10 |
How they moved in this region
Against 2025, CONCORDIA moves by + 9.3 % and KPT by + 1.0 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.