CONCORDIA or KPT in Region 1 of canton Valais?

In Region 1, CONCORDIA is CHF 82.80 a year cheaper than KPT for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

CONCORDIA comes down to CHF 498.00 a month, KPT to CHF 504.90. The gap is CHF 82.80 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Atupri, at CHF 481.20 a month. Moving there rather than to CONCORDIA is worth CHF 201.60 more a year. Atupri

CONCORDIA ranks 6 and KPT ranks 14, out of 26 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	CONCORDIA	KPT	Gap
300	CHF 575.70	CHF 605.00	− 29.30
500	CHF 564.10	CHF 593.40	− 29.30
1'000	CHF 534.90	CHF 564.20	− 29.30
1'500	CHF 505.70	CHF 535.00	− 29.30
2'000	CHF 476.60	—	—
2'500	CHF 447.40	CHF 476.70	− 29.30

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, CONCORDIA moves by + 8.2 % and KPT by + 4.8 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.