CONCORDIA or Mutuel in Region 1 of canton Basel-Landschaft?
In Region 1, Mutuel is CHF 250.80 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Mutuel comes down to CHF 572.40 a month, CONCORDIA to CHF 593.30. The gap is CHF 250.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Sanitas, at CHF 558.30 a month. Moving there rather than to Mutuel is worth CHF 169.20 more a year. Sanitas
Where they stand in the region
CONCORDIA ranks 13 and Mutuel ranks 9, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CONCORDIA | Mutuel | Gap |
|---|---|---|---|
| 300 | CHF 685.80 | CHF 669.40 | + 16.40 |
| 500 | CHF 674.20 | CHF 657.90 | + 16.30 |
| 1'000 | CHF 645.00 | CHF 628.90 | + 16.10 |
| 1'500 | CHF 615.80 | CHF 599.40 | + 16.40 |
| 2'000 | CHF 586.70 | CHF 570.40 | + 16.30 |
| 2'500 | CHF 557.50 | CHF 541.40 | + 16.10 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CONCORDIA | Mutuel |
|---|---|---|
| Other model | CHF 593.30 | CHF 572.40 |
| HMO practice | CHF 593.30 | CHF 589.10 |
| Family doctor | CHF 603.60 | CHF 609.20 |
| Free choice of doctor | CHF 685.80 | CHF 669.40 |
How they moved in this region
Against 2025, CONCORDIA moves by + 9.3 % and Mutuel by + 4.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.