CONCORDIA or Mutuel in Region 2 of canton Basel-Landschaft?
In Region 2, Mutuel is CHF 207.60 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Mutuel comes down to CHF 538.00 a month, CONCORDIA to CHF 555.30. The gap is CHF 207.60 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 494.80 a month. Moving there rather than to Mutuel is worth CHF 518.40 more a year. Agrisano
Where they stand in the region
CONCORDIA ranks 13 and Mutuel ranks 8, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CONCORDIA | Mutuel | Gap |
|---|---|---|---|
| 300 | CHF 641.90 | CHF 629.30 | + 12.60 |
| 500 | CHF 630.30 | CHF 617.80 | + 12.50 |
| 1'000 | CHF 601.10 | CHF 588.80 | + 12.30 |
| 1'500 | CHF 571.90 | CHF 559.30 | + 12.60 |
| 2'000 | CHF 542.80 | CHF 530.30 | + 12.50 |
| 2'500 | CHF 513.60 | CHF 501.30 | + 12.30 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CONCORDIA | Mutuel |
|---|---|---|
| Other model | CHF 555.30 | CHF 538.00 |
| HMO practice | CHF 555.30 | CHF 553.80 |
| Family doctor | CHF 564.90 | CHF 572.70 |
| Free choice of doctor | CHF 641.90 | CHF 629.30 |
How they moved in this region
Against 2025, CONCORDIA moves by + 9.3 % and Mutuel by + 4.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.