CONCORDIA or Mutuel in Region 2 of canton Ticino?
In Region 2, CONCORDIA is CHF 933.60 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
CONCORDIA comes down to CHF 571.60 a month, Mutuel to CHF 649.40. The gap is CHF 933.60 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 539.00 a month. Moving there rather than to CONCORDIA is worth CHF 391.20 more a year. Agrisano
Where they stand in the region
CONCORDIA ranks 5 and Mutuel ranks 18, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CONCORDIA | Mutuel | Gap |
|---|---|---|---|
| 300 | CHF 676.40 | CHF 733.80 | − 57.40 |
| 500 | CHF 664.80 | CHF 722.30 | − 57.50 |
| 1'000 | CHF 635.60 | CHF 693.30 | − 57.70 |
| 1'500 | CHF 606.40 | CHF 663.80 | − 57.40 |
| 2'000 | CHF 577.30 | CHF 634.80 | − 57.50 |
| 2'500 | CHF 548.10 | CHF 605.80 | − 57.70 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CONCORDIA | Mutuel |
|---|---|---|
| HMO practice | CHF 571.60 | — |
| Other model | CHF 581.80 | CHF 649.40 |
| Family doctor | CHF 602.00 | CHF 667.80 |
| Free choice of doctor | CHF 676.40 | CHF 733.80 |
How they moved in this region
Against 2025, CONCORDIA moves by + 6.2 % and Mutuel by + 3.3 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.