Skip to content
Sophie

CONCORDIA or Mutuel in Region 2 of canton Valais?

In Region 2, CONCORDIA is CHF 328.80 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

CONCORDIA comes down to CHF 450.70 a month, Mutuel to CHF 478.10. The gap is CHF 328.80 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 406.30 a month. Moving there rather than to CONCORDIA is worth CHF 532.80 more a year. Agrisano

Where they stand in the region

CONCORDIA ranks 15 and Mutuel ranks 21, out of 28 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleCONCORDIAMutuelGap
300CHF 521.00CHF 569.10− 48.10
500CHF 509.40CHF 557.60− 48.20
1'000CHF 480.20CHF 528.60− 48.40
1'500CHF 451.00CHF 499.10− 48.10
2'000CHF 421.90CHF 470.10− 48.20
2'500CHF 392.70CHF 441.10− 48.40

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelCONCORDIAMutuel
Other modelCHF 450.70CHF 478.10
HMO practiceCHF 450.70CHF 500.80
Family doctorCHF 463.70CHF 517.90
Free choice of doctorCHF 521.00CHF 569.10

How they moved in this region

Against 2025, CONCORDIA moves by + 7.2 % and Mutuel by + 6.2 % in this region.

CONCORDIA, Mutuel, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.