CONCORDIA or ÖKK in Region 1 of canton Basel-Landschaft?
In Region 1, ÖKK is CHF 391.20 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 560.70 a month, CONCORDIA to CHF 593.30. The gap is CHF 391.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Sanitas, at CHF 558.30 a month. Moving there rather than to ÖKK is worth CHF 28.80 more a year. Sanitas
Where they stand in the region
CONCORDIA ranks 13 and ÖKK ranks 4, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CONCORDIA | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 685.80 | CHF 630.00 | + 55.80 |
| 500 | CHF 674.20 | CHF 618.40 | + 55.80 |
| 1'000 | CHF 645.00 | CHF 589.20 | + 55.80 |
| 1'500 | CHF 615.80 | CHF 560.00 | + 55.80 |
| 2'000 | CHF 586.70 | CHF 530.90 | + 55.80 |
| 2'500 | CHF 557.50 | CHF 501.70 | + 55.80 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CONCORDIA | ÖKK |
|---|---|---|
| Other model | CHF 593.30 | CHF 567.00 |
| HMO practice | CHF 593.30 | CHF 560.70 |
| Family doctor | CHF 603.60 | CHF 567.00 |
| Free choice of doctor | CHF 685.80 | CHF 630.00 |
How they moved in this region
Against 2025, CONCORDIA moves by + 9.3 % and ÖKK by + 4.6 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.