CONCORDIA or ÖKK in Region 2 of canton Basel-Landschaft?
In Region 2, ÖKK is CHF 415.20 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 520.70 a month, CONCORDIA to CHF 555.30. The gap is CHF 415.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 494.80 a month. Moving there rather than to ÖKK is worth CHF 310.80 more a year. Agrisano
Where they stand in the region
CONCORDIA ranks 13 and ÖKK ranks 2, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CONCORDIA | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 641.90 | CHF 585.00 | + 56.90 |
| 500 | CHF 630.30 | CHF 573.40 | + 56.90 |
| 1'000 | CHF 601.10 | CHF 544.20 | + 56.90 |
| 1'500 | CHF 571.90 | CHF 515.00 | + 56.90 |
| 2'000 | CHF 542.80 | CHF 485.90 | + 56.90 |
| 2'500 | CHF 513.60 | CHF 456.70 | + 56.90 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CONCORDIA | ÖKK |
|---|---|---|
| Other model | CHF 555.30 | CHF 526.50 |
| HMO practice | CHF 555.30 | CHF 520.70 |
| Family doctor | CHF 564.90 | CHF 526.50 |
| Free choice of doctor | CHF 641.90 | CHF 585.00 |
How they moved in this region
Against 2025, CONCORDIA moves by + 9.3 % and ÖKK by + 5.7 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.