CONCORDIA or ÖKK in Region 2 of canton Ticino?
In Region 2, CONCORDIA is CHF 31.20 a year cheaper than ÖKK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
CONCORDIA comes down to CHF 571.60 a month, ÖKK to CHF 574.20. The gap is CHF 31.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 539.00 a month. Moving there rather than to CONCORDIA is worth CHF 391.20 more a year. Agrisano
Where they stand in the region
CONCORDIA ranks 5 and ÖKK ranks 6, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CONCORDIA | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 676.40 | CHF 660.00 | + 16.40 |
| 500 | CHF 664.80 | CHF 648.40 | + 16.40 |
| 1'000 | CHF 635.60 | CHF 619.20 | + 16.40 |
| 1'500 | CHF 606.40 | CHF 590.00 | + 16.40 |
| 2'000 | CHF 577.30 | CHF 560.90 | + 16.40 |
| 2'500 | CHF 548.10 | CHF 531.70 | + 16.40 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CONCORDIA | ÖKK |
|---|---|---|
| HMO practice | CHF 571.60 | CHF 574.20 |
| Other model | CHF 581.80 | CHF 603.90 |
| Family doctor | CHF 602.00 | CHF 594.00 |
| Free choice of doctor | CHF 676.40 | CHF 660.00 |
How they moved in this region
Against 2025, CONCORDIA moves by + 6.2 % and ÖKK by + 7.3 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.