CONCORDIA or ÖKK in Region 2 of canton Valais?
In Region 2, ÖKK is CHF 224.40 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 432.00 a month, CONCORDIA to CHF 450.70. The gap is CHF 224.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 406.30 a month. Moving there rather than to ÖKK is worth CHF 308.40 more a year. Agrisano
Where they stand in the region
CONCORDIA ranks 15 and ÖKK ranks 6, out of 28 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CONCORDIA | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 521.00 | CHF 480.00 | + 41.00 |
| 500 | CHF 509.40 | CHF 468.40 | + 41.00 |
| 1'000 | CHF 480.20 | CHF 439.20 | + 41.00 |
| 1'500 | CHF 451.00 | CHF 410.00 | + 41.00 |
| 2'000 | CHF 421.90 | CHF 380.90 | + 41.00 |
| 2'500 | CHF 392.70 | CHF 351.70 | + 41.00 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CONCORDIA | ÖKK |
|---|---|---|
| Other model | CHF 450.70 | CHF 432.00 |
| HMO practice | CHF 450.70 | CHF 456.00 |
| Family doctor | CHF 463.70 | CHF 432.00 |
| Free choice of doctor | CHF 521.00 | CHF 480.00 |
How they moved in this region
Against 2025, CONCORDIA moves by + 7.2 % and ÖKK by + 3.7 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.