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CONCORDIA or ÖKK in Region 1 of canton Vaud?

In Region 1, ÖKK is CHF 32.40 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

ÖKK comes down to CHF 594.00 a month, CONCORDIA to CHF 596.70. The gap is CHF 32.40 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Atupri, at CHF 570.10 a month. Moving there rather than to ÖKK is worth CHF 286.80 more a year. Atupri

Where they stand in the region

CONCORDIA ranks 12 and ÖKK ranks 11, out of 21 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleCONCORDIAÖKKGap
300CHF 689.80CHF 660.00+ 29.80
500CHF 678.20CHF 648.40+ 29.80
1'000CHF 649.00CHF 619.20+ 29.80
1'500CHF 619.80CHF 590.00+ 29.80
2'000CHF 590.70CHF 560.90+ 29.80
2'500CHF 561.50CHF 531.70+ 29.80

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelCONCORDIAÖKK
Other modelCHF 596.70CHF 610.50
HMO practiceCHF 596.70CHF 627.00
Family doctorCHF 610.50CHF 594.00
Free choice of doctorCHF 689.80CHF 660.00

How they moved in this region

Against 2025, CONCORDIA moves by + 6.7 % and ÖKK by + 2.6 % in this region.

CONCORDIA, ÖKK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.