CONCORDIA or ÖKK in Region 2 of canton Vaud?
In Region 2, CONCORDIA is CHF 6.00 a year cheaper than ÖKK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
CONCORDIA comes down to CHF 566.50 a month, ÖKK to CHF 567.00. The gap is CHF 6.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Assura-Basis, at CHF 537.30 a month. Moving there rather than to CONCORDIA is worth CHF 350.40 more a year. Assura-Basis
Where they stand in the region
CONCORDIA ranks 15 and ÖKK ranks 16, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CONCORDIA | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 654.80 | CHF 630.00 | + 24.80 |
| 500 | CHF 643.20 | CHF 618.40 | + 24.80 |
| 1'000 | CHF 614.00 | CHF 589.20 | + 24.80 |
| 1'500 | CHF 584.80 | CHF 560.00 | + 24.80 |
| 2'000 | CHF 555.70 | CHF 530.90 | + 24.80 |
| 2'500 | CHF 526.50 | CHF 501.70 | + 24.80 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CONCORDIA | ÖKK |
|---|---|---|
| Other model | CHF 566.50 | CHF 582.80 |
| HMO practice | CHF 566.50 | CHF 598.50 |
| Family doctor | CHF 579.50 | CHF 567.00 |
| Free choice of doctor | CHF 654.80 | CHF 630.00 |
How they moved in this region
Against 2025, CONCORDIA moves by + 6.7 % and ÖKK by + 2.8 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.