CSS or CONCORDIA in Region 2 of canton Basel-Landschaft?
In Region 2, CSS is CHF 388.80 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
CSS comes down to CHF 522.90 a month, CONCORDIA to CHF 555.30. The gap is CHF 388.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 494.80 a month. Moving there rather than to CSS is worth CHF 337.20 more a year. Agrisano
Where they stand in the region
CSS ranks 3 and CONCORDIA ranks 13, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CSS | CONCORDIA | Gap |
|---|---|---|---|
| 300 | CHF 621.00 | CHF 641.90 | − 20.90 |
| 500 | CHF 609.40 | CHF 630.30 | − 20.90 |
| 1'000 | CHF 580.20 | CHF 601.10 | − 20.90 |
| 1'500 | CHF 551.00 | CHF 571.90 | − 20.90 |
| 2'000 | CHF 521.90 | CHF 542.80 | − 20.90 |
| 2'500 | CHF 492.70 | CHF 513.60 | − 20.90 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CSS | CONCORDIA |
|---|---|---|
| Family doctor | CHF 522.90 | CHF 564.90 |
| Other model | CHF 558.90 | CHF 555.30 |
| Free choice of doctor | CHF 621.00 | CHF 641.90 |
| HMO practice | — | CHF 555.30 |
How they moved in this region
Against 2025, CSS moves by + 2.9 % and CONCORDIA by + 9.3 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.