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CSS or EGK in Region 2 of canton Bern?

In Region 2, EGK is CHF 25.20 a year cheaper than CSS for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

EGK comes down to CHF 511.70 a month, CSS to CHF 513.80. The gap is CHF 25.20 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Visana, at CHF 493.60 a month. Moving there rather than to EGK is worth CHF 217.20 more a year. Visana

Where they stand in the region

CSS ranks 8 and EGK ranks 6, out of 26 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleCSSEGKGap
300CHF 608.00CHF 620.60− 12.60
500CHF 596.40CHF 608.90− 12.50
1'000CHF 567.20CHF 579.80− 12.60
1'500CHF 538.00CHF 550.60− 12.60
2'000CHF 508.90CHF 521.40− 12.50
2'500CHF 479.70CHF 492.30− 12.60

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelCSSEGK
Family doctorCHF 513.80CHF 558.60
Other modelCHF 547.20CHF 511.70
Free choice of doctorCHF 608.00CHF 620.60

How they moved in this region

Against 2025, CSS moves by + 4.7 % and EGK by + 4.7 % in this region.

CSS, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.