Skip to content
Sophie

CSS or EGK in Region 2 of canton Grisons?

In Region 2, CSS is CHF 781.20 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

CSS comes down to CHF 449.70 a month, EGK to CHF 514.80. The gap is CHF 781.20 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 418.00 a month. Moving there rather than to CSS is worth CHF 380.40 more a year. Agrisano

Where they stand in the region

CSS ranks 8 and EGK ranks 22, out of 24 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleCSSEGKGap
300CHF 529.00CHF 584.90− 55.90
500CHF 517.40CHF 573.30− 55.90
1'000CHF 488.20CHF 544.10− 55.90
1'500CHF 459.00CHF 514.90− 55.90
2'000CHF 429.90CHF 485.80− 55.90
2'500CHF 400.70CHF 456.60− 55.90

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelCSSEGK
Family doctorCHF 449.70CHF 545.90
Other modelCHF 478.70CHF 514.80
Free choice of doctorCHF 529.00CHF 584.90

How they moved in this region

Against 2025, CSS moves by + 6.0 % and EGK by + 3.1 % in this region.

CSS, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.