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Sophie

CSS or EGK in Region 1 of canton Ticino?

In Region 1, CSS is CHF 140.40 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

CSS comes down to CHF 621.20 a month, EGK to CHF 632.90. The gap is CHF 140.40 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 583.90 a month. Moving there rather than to CSS is worth CHF 447.60 more a year. Agrisano

Where they stand in the region

CSS ranks 7 and EGK ranks 11, out of 21 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleCSSEGKGap
300CHF 744.00CHF 740.20+ 3.80
500CHF 732.40CHF 728.60+ 3.80
1'000CHF 703.20CHF 699.40+ 3.80
1'500CHF 674.00CHF 670.20+ 3.80
2'000CHF 644.90CHF 641.10+ 3.80
2'500CHF 615.70CHF 611.90+ 3.80

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelCSSEGK
Family doctorCHF 621.20CHF 632.90
Other modelCHF 680.80CHF 632.90
Free choice of doctorCHF 744.00CHF 740.20

How they moved in this region

Against 2025, CSS moves by + 5.0 % and EGK by + 5.2 % in this region.

CSS, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.