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CSS or EGK in Region 2 of canton Ticino?

In Region 2, EGK is CHF 298.80 a year cheaper than CSS for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

EGK comes down to CHF 584.90 a month, CSS to CHF 609.80. The gap is CHF 298.80 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 539.00 a month. Moving there rather than to EGK is worth CHF 550.80 more a year. Agrisano

Where they stand in the region

CSS ranks 13 and EGK ranks 10, out of 21 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleCSSEGKGap
300CHF 705.00CHF 692.10+ 12.90
500CHF 693.40CHF 680.50+ 12.90
1'000CHF 664.20CHF 651.30+ 12.90
1'500CHF 635.00CHF 622.10+ 12.90
2'000CHF 605.90CHF 593.00+ 12.90
2'500CHF 576.70CHF 563.80+ 12.90

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelCSSEGK
Family doctorCHF 609.80CHF 591.80
Other modelCHF 638.00CHF 584.90
Free choice of doctorCHF 705.00CHF 692.10

How they moved in this region

Against 2025, CSS moves by + 7.7 % and EGK by + 5.8 % in this region.

CSS, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.