CSS or EGK in Region 2 of canton Ticino?
In Region 2, EGK is CHF 298.80 a year cheaper than CSS for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
EGK comes down to CHF 584.90 a month, CSS to CHF 609.80. The gap is CHF 298.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 539.00 a month. Moving there rather than to EGK is worth CHF 550.80 more a year. Agrisano
Where they stand in the region
CSS ranks 13 and EGK ranks 10, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CSS | EGK | Gap |
|---|---|---|---|
| 300 | CHF 705.00 | CHF 692.10 | + 12.90 |
| 500 | CHF 693.40 | CHF 680.50 | + 12.90 |
| 1'000 | CHF 664.20 | CHF 651.30 | + 12.90 |
| 1'500 | CHF 635.00 | CHF 622.10 | + 12.90 |
| 2'000 | CHF 605.90 | CHF 593.00 | + 12.90 |
| 2'500 | CHF 576.70 | CHF 563.80 | + 12.90 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CSS | EGK |
|---|---|---|
| Family doctor | CHF 609.80 | CHF 591.80 |
| Other model | CHF 638.00 | CHF 584.90 |
| Free choice of doctor | CHF 705.00 | CHF 692.10 |
How they moved in this region
Against 2025, CSS moves by + 7.7 % and EGK by + 5.8 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.