CSS or EGK in Region 1 of canton Valais?
In Region 1, CSS is CHF 368.40 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
CSS comes down to CHF 499.70 a month, EGK to CHF 530.40. The gap is CHF 368.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 481.20 a month. Moving there rather than to CSS is worth CHF 222.00 more a year. Atupri
Where they stand in the region
CSS ranks 10 and EGK ranks 20, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CSS | EGK | Gap |
|---|---|---|---|
| 300 | CHF 581.00 | CHF 586.00 | − 5.00 |
| 500 | CHF 569.40 | CHF 574.40 | − 5.00 |
| 1'000 | CHF 540.20 | CHF 545.20 | − 5.00 |
| 1'500 | CHF 511.00 | CHF 516.00 | − 5.00 |
| 2'000 | CHF 481.90 | CHF 486.90 | − 5.00 |
| 2'500 | CHF 452.70 | CHF 457.70 | − 5.00 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CSS | EGK |
|---|---|---|
| Family doctor | CHF 499.70 | CHF 565.50 |
| Other model | CHF 520.00 | CHF 530.40 |
| Free choice of doctor | CHF 581.00 | CHF 586.00 |
How they moved in this region
Against 2025, CSS moves by + 4.8 % and EGK by + 2.8 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.