CSS or EGK in Region 2 of canton Valais?
In Region 2, CSS is CHF 304.80 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
CSS comes down to CHF 447.20 a month, EGK to CHF 472.60. The gap is CHF 304.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 406.30 a month. Moving there rather than to CSS is worth CHF 490.80 more a year. Agrisano
Where they stand in the region
CSS ranks 11 and EGK ranks 19, out of 28 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CSS | EGK | Gap |
|---|---|---|---|
| 300 | CHF 520.00 | CHF 539.20 | − 19.20 |
| 500 | CHF 508.40 | CHF 527.50 | − 19.10 |
| 1'000 | CHF 479.20 | CHF 498.30 | − 19.10 |
| 1'500 | CHF 450.00 | CHF 469.20 | − 19.20 |
| 2'000 | CHF 420.90 | CHF 440.00 | − 19.10 |
| 2'500 | CHF 391.70 | CHF 410.80 | − 19.10 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CSS | EGK |
|---|---|---|
| Family doctor | CHF 447.20 | CHF 472.60 |
| Other model | CHF 468.00 | CHF 479.90 |
| Free choice of doctor | CHF 520.00 | CHF 539.20 |
How they moved in this region
Against 2025, CSS moves by + 3.4 % and EGK by + 1.5 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.