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Sophie

CSS or EGK in Region 1 of canton Vaud?

In Region 1, CSS is CHF 606.00 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

CSS comes down to CHF 575.90 a month, EGK to CHF 626.40. The gap is CHF 606.00 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Atupri, at CHF 570.10 a month. Moving there rather than to CSS is worth CHF 69.60 more a year. Atupri

Where they stand in the region

CSS ranks 3 and EGK ranks 17, out of 21 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleCSSEGKGap
300CHF 698.00CHF 699.80− 1.80
500CHF 686.40CHF 688.20− 1.80
1'000CHF 657.20CHF 659.00− 1.80
1'500CHF 628.00CHF 629.80− 1.80
2'000CHF 598.90CHF 600.70− 1.80
2'500CHF 569.70CHF 571.50− 1.80

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelCSSEGK
Family doctorCHF 575.90CHF 626.40
Other modelCHF 638.70CHF 626.40
Free choice of doctorCHF 698.00CHF 699.80

How they moved in this region

Against 2025, CSS moves by + 1.7 % and EGK by + 3.9 % in this region.

CSS, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.