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CSS or EGK in Region 2 of canton Zurich?

In Region 2, CSS is CHF 390.00 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

CSS comes down to CHF 484.60 a month, EGK to CHF 517.10. The gap is CHF 390.00 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 467.90 a month. Moving there rather than to CSS is worth CHF 200.40 more a year. Agrisano

Where they stand in the region

CSS ranks 5 and EGK ranks 20, out of 27 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleCSSEGKGap
300CHF 591.00CHF 586.90+ 4.10
500CHF 579.40CHF 575.30+ 4.10
1'000CHF 550.20CHF 546.10+ 4.10
1'500CHF 521.00CHF 516.90+ 4.10
2'000CHF 491.90CHF 487.80+ 4.10
2'500CHF 462.70CHF 458.60+ 4.10

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelCSSEGK
Family doctorCHF 484.60CHF 528.30
Other modelCHF 537.80CHF 517.10
Free choice of doctorCHF 591.00CHF 586.90

How they moved in this region

Against 2025, CSS moves by + 0.5 % and EGK by + 4.2 % in this region.

CSS, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.