CSS or Helsana in Region 2 of canton Basel-Landschaft?
In Region 2, CSS is CHF 99.60 a year cheaper than Helsana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
CSS comes down to CHF 522.90 a month, Helsana to CHF 531.20. The gap is CHF 99.60 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 494.80 a month. Moving there rather than to CSS is worth CHF 337.20 more a year. Agrisano
Where they stand in the region
CSS ranks 3 and Helsana ranks 6, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CSS | Helsana | Gap |
|---|---|---|---|
| 300 | CHF 621.00 | CHF 625.00 | − 4.00 |
| 500 | CHF 609.40 | CHF 613.40 | − 4.00 |
| 1'000 | CHF 580.20 | CHF 584.20 | − 4.00 |
| 1'500 | CHF 551.00 | CHF 555.00 | − 4.00 |
| 2'000 | CHF 521.90 | CHF 525.90 | − 4.00 |
| 2'500 | CHF 492.70 | CHF 496.70 | − 4.00 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CSS | Helsana |
|---|---|---|
| Family doctor | CHF 522.90 | CHF 531.20 |
| Other model | CHF 558.90 | CHF 543.70 |
| Free choice of doctor | CHF 621.00 | CHF 625.00 |
How they moved in this region
Against 2025, CSS moves by + 2.9 % and Helsana by + 3.3 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.