CSS or Helsana in Region 1 of canton Valais?
In Region 1, Helsana is CHF 19.20 a year cheaper than CSS for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Helsana comes down to CHF 498.10 a month, CSS to CHF 499.70. The gap is CHF 19.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 481.20 a month. Moving there rather than to Helsana is worth CHF 202.80 more a year. Atupri
Where they stand in the region
CSS ranks 10 and Helsana ranks 7, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CSS | Helsana | Gap |
|---|---|---|---|
| 300 | CHF 581.00 | CHF 593.00 | − 12.00 |
| 500 | CHF 569.40 | CHF 581.40 | − 12.00 |
| 1'000 | CHF 540.20 | CHF 552.20 | − 12.00 |
| 1'500 | CHF 511.00 | CHF 523.00 | − 12.00 |
| 2'000 | CHF 481.90 | CHF 493.90 | − 12.00 |
| 2'500 | CHF 452.70 | CHF 464.70 | − 12.00 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CSS | Helsana |
|---|---|---|
| Family doctor | CHF 499.70 | CHF 498.10 |
| Other model | CHF 520.00 | CHF 498.10 |
| Free choice of doctor | CHF 581.00 | CHF 593.00 |
How they moved in this region
Against 2025, CSS moves by + 4.8 % and Helsana by + 5.8 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.