CSS or Helsana in Region 2 of canton Valais?
In Region 2, Helsana is CHF 82.80 a year cheaper than CSS for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Helsana comes down to CHF 440.30 a month, CSS to CHF 447.20. The gap is CHF 82.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 406.30 a month. Moving there rather than to Helsana is worth CHF 408.00 more a year. Agrisano
Where they stand in the region
CSS ranks 11 and Helsana ranks 8, out of 28 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CSS | Helsana | Gap |
|---|---|---|---|
| 300 | CHF 520.00 | CHF 518.00 | + 2.00 |
| 500 | CHF 508.40 | CHF 506.40 | + 2.00 |
| 1'000 | CHF 479.20 | CHF 477.20 | + 2.00 |
| 1'500 | CHF 450.00 | CHF 448.00 | + 2.00 |
| 2'000 | CHF 420.90 | CHF 418.90 | + 2.00 |
| 2'500 | CHF 391.70 | CHF 389.70 | + 2.00 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CSS | Helsana |
|---|---|---|
| Family doctor | CHF 447.20 | CHF 440.30 |
| Other model | CHF 468.00 | CHF 440.30 |
| Free choice of doctor | CHF 520.00 | CHF 518.00 |
How they moved in this region
Against 2025, CSS moves by + 3.4 % and Helsana by − 0.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.