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CSS or KPT in Region 1 of canton Valais?

In Region 1, CSS is CHF 62.40 a year cheaper than KPT for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

CSS comes down to CHF 499.70 a month, KPT to CHF 504.90. The gap is CHF 62.40 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Atupri, at CHF 481.20 a month. Moving there rather than to CSS is worth CHF 222.00 more a year. Atupri

Where they stand in the region

CSS ranks 10 and KPT ranks 14, out of 26 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleCSSKPTGap
300CHF 581.00CHF 605.00− 24.00
500CHF 569.40CHF 593.40− 24.00
1'000CHF 540.20CHF 564.20− 24.00
1'500CHF 511.00CHF 535.00− 24.00
2'000CHF 481.90——
2'500CHF 452.70CHF 476.70− 24.00

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelCSSKPT
Family doctorCHF 499.70CHF 504.90
Other modelCHF 520.00CHF 509.70
Free choice of doctorCHF 581.00CHF 605.00

How they moved in this region

Against 2025, CSS moves by + 4.8 % and KPT by + 4.8 % in this region.

CSS, KPT, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.