CSS or Mutuel in Region 2 of canton Basel-Landschaft?

In Region 2, CSS is CHF 181.20 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

CSS comes down to CHF 522.90 a month, Mutuel to CHF 538.00. The gap is CHF 181.20 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Agrisano, at CHF 494.80 a month. Moving there rather than to CSS is worth CHF 337.20 more a year. Agrisano

CSS ranks 3 and Mutuel ranks 8, out of 23 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	CSS	Mutuel	Gap
300	CHF 621.00	CHF 629.30	− 8.30
500	CHF 609.40	CHF 617.80	− 8.40
1'000	CHF 580.20	CHF 588.80	− 8.60
1'500	CHF 551.00	CHF 559.30	− 8.30
2'000	CHF 521.90	CHF 530.30	− 8.40
2'500	CHF 492.70	CHF 501.30	− 8.60

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, CSS moves by + 2.9 % and Mutuel by + 4.9 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.