CSS or Sanitas in Region 2 of canton Basel-Landschaft?

In Region 2, CSS is CHF 400.80 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

CSS comes down to CHF 522.90 a month, Sanitas to CHF 556.30. The gap is CHF 400.80 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Agrisano, at CHF 494.80 a month. Moving there rather than to CSS is worth CHF 337.20 more a year. Agrisano

CSS ranks 3 and Sanitas ranks 14, out of 23 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	CSS	Sanitas	Gap
300	CHF 621.00	CHF 639.40	− 18.40
500	CHF 609.40	CHF 627.80	− 18.40
1'000	CHF 580.20	CHF 598.60	− 18.40
1'500	CHF 551.00	CHF 569.40	− 18.40
2'000	CHF 521.90	CHF 540.30	− 18.40
2'500	CHF 492.70	CHF 511.10	− 18.40

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, CSS moves by + 2.9 % and Sanitas by + 2.9 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.