CSS or Visana in Region 2 of canton Bern?
In Region 2, Visana is CHF 242.40 a year cheaper than CSS for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Visana comes down to CHF 493.60 a month, CSS to CHF 513.80. The gap is CHF 242.40 a year, 300-franc deductible, accident cover included.
What the question hides
Visana is also the cheapest insurer in the region, out of 26 active insurers. Duel and ranking give the same answer here.
Where they stand in the region
CSS ranks 8 and Visana ranks 1, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CSS | Visana | Gap |
|---|---|---|---|
| 300 | CHF 608.00 | CHF 587.50 | + 20.50 |
| 500 | CHF 596.40 | CHF 580.80 | + 15.60 |
| 1'000 | CHF 567.20 | CHF 546.70 | + 20.50 |
| 1'500 | CHF 538.00 | CHF 517.50 | + 20.50 |
| 2'000 | CHF 508.90 | CHF 488.30 | + 20.60 |
| 2'500 | CHF 479.70 | CHF 459.20 | + 20.50 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CSS | Visana |
|---|---|---|
| Family doctor | CHF 513.80 | CHF 527.60 |
| Other model | CHF 547.20 | CHF 505.30 |
| Free choice of doctor | CHF 608.00 | CHF 587.50 |
| HMO practice | — | CHF 493.60 |
How they moved in this region
Against 2025, CSS moves by + 4.7 % and Visana by + 6.7 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.