CSS or Visana in Region 2 of canton Ticino?

In Region 2, CSS is CHF 806.40 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

CSS comes down to CHF 609.80 a month, Visana to CHF 677.00. The gap is CHF 806.40 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Agrisano, at CHF 539.00 a month. Moving there rather than to CSS is worth CHF 849.60 more a year. Agrisano

CSS ranks 13 and Visana ranks 19, out of 21 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	CSS	Visana	Gap
300	CHF 705.00	CHF 769.30	− 64.30
500	CHF 693.40	CHF 762.60	− 69.20
1'000	CHF 664.20	CHF 728.50	− 64.30
1'500	CHF 635.00	CHF 699.30	− 64.30
2'000	CHF 605.90	CHF 670.10	− 64.20
2'500	CHF 576.70	CHF 641.00	− 64.30

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, CSS moves by + 7.7 % and Visana by + 7.0 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.