CSS or Visana in Region 1 of canton Valais?
In Region 1, Visana is CHF 136.80 a year cheaper than CSS for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Visana comes down to CHF 488.30 a month, CSS to CHF 499.70. The gap is CHF 136.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 481.20 a month. Moving there rather than to Visana is worth CHF 85.20 more a year. Atupri
Where they stand in the region
CSS ranks 10 and Visana ranks 3, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CSS | Visana | Gap |
|---|---|---|---|
| 300 | CHF 581.00 | CHF 643.20 | − 62.20 |
| 500 | CHF 569.40 | CHF 636.50 | − 67.10 |
| 1'000 | CHF 540.20 | CHF 602.40 | − 62.20 |
| 1'500 | CHF 511.00 | CHF 573.20 | − 62.20 |
| 2'000 | CHF 481.90 | CHF 544.00 | − 62.10 |
| 2'500 | CHF 452.70 | CHF 514.90 | − 62.20 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CSS | Visana |
|---|---|---|
| Family doctor | CHF 499.70 | CHF 546.80 |
| Other model | CHF 520.00 | CHF 488.30 |
| Free choice of doctor | CHF 581.00 | CHF 643.20 |
| HMO practice | — | CHF 553.20 |
How they moved in this region
Against 2025, CSS moves by + 4.8 % and Visana by + 2.0 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.