CSS or Visana in Region 2 of canton Valais?

In Region 2, CSS is CHF 112.80 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

CSS comes down to CHF 447.20 a month, Visana to CHF 456.60. The gap is CHF 112.80 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Agrisano, at CHF 406.30 a month. Moving there rather than to CSS is worth CHF 490.80 more a year. Agrisano

CSS ranks 11 and Visana ranks 18, out of 28 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	CSS	Visana	Gap
300	CHF 520.00	CHF 597.50	− 77.50
500	CHF 508.40	CHF 590.80	− 82.40
1'000	CHF 479.20	CHF 556.70	− 77.50
1'500	CHF 450.00	CHF 527.50	− 77.50
2'000	CHF 420.90	CHF 498.30	− 77.40
2'500	CHF 391.70	CHF 469.20	− 77.50

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, CSS moves by + 3.4 % and Visana by + 2.0 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.