EGK or ÖKK in Region 1 of canton Basel-Landschaft?
In Region 1, ÖKK is CHF 934.80 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 560.70 a month, EGK to CHF 638.60. The gap is CHF 934.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Sanitas, at CHF 558.30 a month. Moving there rather than to ÖKK is worth CHF 28.80 more a year. Sanitas
Where they stand in the region
EGK ranks 20 and ÖKK ranks 4, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | EGK | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 751.20 | CHF 630.00 | + 121.20 |
| 500 | CHF 739.60 | CHF 618.40 | + 121.20 |
| 1'000 | CHF 710.40 | CHF 589.20 | + 121.20 |
| 1'500 | CHF 681.20 | CHF 560.00 | + 121.20 |
| 2'000 | CHF 652.10 | CHF 530.90 | + 121.20 |
| 2'500 | CHF 622.90 | CHF 501.70 | + 121.20 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | EGK | ÖKK |
|---|---|---|
| Other model | CHF 638.60 | CHF 567.00 |
| Family doctor | CHF 650.80 | CHF 567.00 |
| Free choice of doctor | CHF 751.20 | CHF 630.00 |
| HMO practice | — | CHF 560.70 |
How they moved in this region
Against 2025, EGK moves by + 4.3 % and ÖKK by + 4.6 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.