EGK or ÖKK in Region 2 of canton Basel-Landschaft?
In Region 2, ÖKK is CHF 328.80 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 520.70 a month, EGK to CHF 548.10. The gap is CHF 328.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 494.80 a month. Moving there rather than to ÖKK is worth CHF 310.80 more a year. Agrisano
Where they stand in the region
EGK ranks 11 and ÖKK ranks 2, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | EGK | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 672.40 | CHF 585.00 | + 87.40 |
| 500 | CHF 660.70 | CHF 573.40 | + 87.30 |
| 1'000 | CHF 631.50 | CHF 544.20 | + 87.30 |
| 1'500 | CHF 602.40 | CHF 515.00 | + 87.40 |
| 2'000 | CHF 573.20 | CHF 485.90 | + 87.30 |
| 2'500 | CHF 544.00 | CHF 456.70 | + 87.30 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | EGK | ÖKK |
|---|---|---|
| Other model | CHF 548.10 | CHF 526.50 |
| Family doctor | CHF 601.80 | CHF 526.50 |
| Free choice of doctor | CHF 672.40 | CHF 585.00 |
| HMO practice | — | CHF 520.70 |
How they moved in this region
Against 2025, EGK moves by + 4.2 % and ÖKK by + 5.7 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.