EGK or ÖKK in Region 2 of canton Bern?
In Region 2, ÖKK is CHF 99.60 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 503.40 a month, EGK to CHF 511.70. The gap is CHF 99.60 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Visana, at CHF 493.60 a month. Moving there rather than to ÖKK is worth CHF 117.60 more a year. Visana
Where they stand in the region
EGK ranks 6 and ÖKK ranks 3, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | EGK | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 620.60 | CHF 572.00 | + 48.60 |
| 500 | CHF 608.90 | CHF 560.40 | + 48.50 |
| 1'000 | CHF 579.80 | CHF 531.20 | + 48.60 |
| 1'500 | CHF 550.60 | CHF 502.00 | + 48.60 |
| 2'000 | CHF 521.40 | CHF 472.90 | + 48.50 |
| 2'500 | CHF 492.30 | CHF 443.70 | + 48.60 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | EGK | ÖKK |
|---|---|---|
| Other model | CHF 511.70 | CHF 514.80 |
| Family doctor | CHF 558.60 | CHF 514.80 |
| Free choice of doctor | CHF 620.60 | CHF 572.00 |
| HMO practice | — | CHF 503.40 |
How they moved in this region
Against 2025, EGK moves by + 4.7 % and ÖKK by + 4.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.