EGK or ÖKK in Region 1 of canton Ticino?
In Region 1, EGK is CHF 58.80 a year cheaper than ÖKK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
EGK comes down to CHF 632.90 a month, ÖKK to CHF 637.80. The gap is CHF 58.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 583.90 a month. Moving there rather than to EGK is worth CHF 588.00 more a year. Agrisano
Where they stand in the region
EGK ranks 11 and ÖKK ranks 12, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | EGK | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 740.20 | CHF 733.00 | + 7.20 |
| 500 | CHF 728.60 | CHF 721.40 | + 7.20 |
| 1'000 | CHF 699.40 | CHF 692.20 | + 7.20 |
| 1'500 | CHF 670.20 | CHF 663.00 | + 7.20 |
| 2'000 | CHF 641.10 | CHF 633.90 | + 7.20 |
| 2'500 | CHF 611.90 | CHF 604.70 | + 7.20 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | EGK | ÖKK |
|---|---|---|
| Other model | CHF 632.90 | CHF 670.70 |
| Family doctor | CHF 632.90 | CHF 659.70 |
| Free choice of doctor | CHF 740.20 | CHF 733.00 |
| HMO practice | — | CHF 637.80 |
How they moved in this region
Against 2025, EGK moves by + 5.2 % and ÖKK by + 6.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.