EGK or ÖKK in Region 2 of canton Ticino?
In Region 2, ÖKK is CHF 128.40 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 574.20 a month, EGK to CHF 584.90. The gap is CHF 128.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 539.00 a month. Moving there rather than to ÖKK is worth CHF 422.40 more a year. Agrisano
Where they stand in the region
EGK ranks 10 and ÖKK ranks 6, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | EGK | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 692.10 | CHF 660.00 | + 32.10 |
| 500 | CHF 680.50 | CHF 648.40 | + 32.10 |
| 1'000 | CHF 651.30 | CHF 619.20 | + 32.10 |
| 1'500 | CHF 622.10 | CHF 590.00 | + 32.10 |
| 2'000 | CHF 593.00 | CHF 560.90 | + 32.10 |
| 2'500 | CHF 563.80 | CHF 531.70 | + 32.10 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | EGK | ÖKK |
|---|---|---|
| Other model | CHF 584.90 | CHF 603.90 |
| Family doctor | CHF 591.80 | CHF 594.00 |
| Free choice of doctor | CHF 692.10 | CHF 660.00 |
| HMO practice | — | CHF 574.20 |
How they moved in this region
Against 2025, EGK moves by + 5.8 % and ÖKK by + 7.3 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.