EGK or ÖKK in Region 1 of canton Valais?
In Region 1, ÖKK is CHF 370.80 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 499.50 a month, EGK to CHF 530.40. The gap is CHF 370.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 481.20 a month. Moving there rather than to ÖKK is worth CHF 219.60 more a year. Atupri
Where they stand in the region
EGK ranks 20 and ÖKK ranks 9, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | EGK | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 586.00 | CHF 555.00 | + 31.00 |
| 500 | CHF 574.40 | CHF 543.40 | + 31.00 |
| 1'000 | CHF 545.20 | CHF 514.20 | + 31.00 |
| 1'500 | CHF 516.00 | CHF 485.00 | + 31.00 |
| 2'000 | CHF 486.90 | CHF 455.90 | + 31.00 |
| 2'500 | CHF 457.70 | CHF 426.70 | + 31.00 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | EGK | ÖKK |
|---|---|---|
| Other model | CHF 530.40 | CHF 499.50 |
| Family doctor | CHF 565.50 | CHF 499.50 |
| Free choice of doctor | CHF 586.00 | CHF 555.00 |
| HMO practice | — | CHF 527.30 |
How they moved in this region
Against 2025, EGK moves by + 2.8 % and ÖKK by + 3.0 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.