EGK or ÖKK in Region 1 of canton Vaud?
In Region 1, ÖKK is CHF 388.80 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 594.00 a month, EGK to CHF 626.40. The gap is CHF 388.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 570.10 a month. Moving there rather than to ÖKK is worth CHF 286.80 more a year. Atupri
Where they stand in the region
EGK ranks 17 and ÖKK ranks 11, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | EGK | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 699.80 | CHF 660.00 | + 39.80 |
| 500 | CHF 688.20 | CHF 648.40 | + 39.80 |
| 1'000 | CHF 659.00 | CHF 619.20 | + 39.80 |
| 1'500 | CHF 629.80 | CHF 590.00 | + 39.80 |
| 2'000 | CHF 600.70 | CHF 560.90 | + 39.80 |
| 2'500 | CHF 571.50 | CHF 531.70 | + 39.80 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | EGK | ÖKK |
|---|---|---|
| Other model | CHF 626.40 | CHF 610.50 |
| Family doctor | CHF 626.40 | CHF 594.00 |
| Free choice of doctor | CHF 699.80 | CHF 660.00 |
| HMO practice | — | CHF 627.00 |
How they moved in this region
Against 2025, EGK moves by + 3.9 % and ÖKK by + 2.6 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.