EGK or ÖKK in Region 2 of canton Zurich?
In Region 2, ÖKK is CHF 244.80 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 496.70 a month, EGK to CHF 517.10. The gap is CHF 244.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 467.90 a month. Moving there rather than to ÖKK is worth CHF 345.60 more a year. Agrisano
Where they stand in the region
EGK ranks 20 and ÖKK ranks 11, out of 27 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | EGK | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 586.90 | CHF 558.00 | + 28.90 |
| 500 | CHF 575.30 | CHF 546.40 | + 28.90 |
| 1'000 | CHF 546.10 | CHF 517.20 | + 28.90 |
| 1'500 | CHF 516.90 | CHF 488.00 | + 28.90 |
| 2'000 | CHF 487.80 | CHF 458.90 | + 28.90 |
| 2'500 | CHF 458.60 | CHF 429.70 | + 28.90 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | EGK | ÖKK |
|---|---|---|
| Other model | CHF 517.10 | CHF 510.60 |
| Family doctor | CHF 528.30 | CHF 502.20 |
| Free choice of doctor | CHF 586.90 | CHF 558.00 |
| HMO practice | — | CHF 496.70 |
How they moved in this region
Against 2025, EGK moves by + 4.2 % and ÖKK by + 6.7 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.