Helsana or Assura-Basis in Region 1 of canton Vaud?
In Region 1, Assura-Basis is CHF 14.40 a year cheaper than Helsana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Assura-Basis comes down to CHF 578.90 a month, Helsana to CHF 580.10. The gap is CHF 14.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 570.10 a month. Moving there rather than to Assura-Basis is worth CHF 105.60 more a year. Atupri
Where they stand in the region
Helsana ranks 6 and Assura-Basis ranks 4, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Helsana | Assura-Basis | Gap |
|---|---|---|---|
| 300 | CHF 699.00 | CHF 669.20 | + 29.80 |
| 500 | CHF 687.40 | CHF 657.60 | + 29.80 |
| 1'000 | CHF 658.20 | CHF 628.40 | + 29.80 |
| 1'500 | CHF 629.00 | CHF 599.20 | + 29.80 |
| 2'000 | CHF 599.90 | CHF 570.10 | + 29.80 |
| 2'500 | CHF 570.70 | CHF 540.90 | + 29.80 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Helsana | Assura-Basis |
|---|---|---|
| Family doctor | CHF 580.10 | CHF 578.90 |
| Other model | CHF 601.10 | CHF 595.60 |
| Free choice of doctor | CHF 699.00 | CHF 669.20 |
How they moved in this region
Against 2025, Helsana moves by + 4.4 % and Assura-Basis by + 4.4 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.