Helsana or Assura-Basis in Region 2 of canton Vaud?
In Region 2, Assura-Basis is CHF 273.60 a year cheaper than Helsana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Assura-Basis comes down to CHF 537.30 a month, Helsana to CHF 560.10. The gap is CHF 273.60 a year, 300-franc deductible, accident cover included.
What the question hides
Assura-Basis is also the cheapest insurer in the region, out of 21 active insurers. Duel and ranking give the same answer here.
Where they stand in the region
Helsana ranks 10 and Assura-Basis ranks 1, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Helsana | Assura-Basis | Gap |
|---|---|---|---|
| 300 | CHF 659.00 | CHF 621.10 | + 37.90 |
| 500 | CHF 647.40 | CHF 609.50 | + 37.90 |
| 1'000 | CHF 618.20 | CHF 580.30 | + 37.90 |
| 1'500 | CHF 589.00 | CHF 551.10 | + 37.90 |
| 2'000 | CHF 559.90 | CHF 522.00 | + 37.90 |
| 2'500 | CHF 530.70 | CHF 492.80 | + 37.90 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Helsana | Assura-Basis |
|---|---|---|
| Other model | CHF 560.10 | CHF 552.80 |
| Family doctor | CHF 560.10 | CHF 537.30 |
| Free choice of doctor | CHF 659.00 | CHF 621.10 |
How they moved in this region
Against 2025, Helsana moves by + 7.5 % and Assura-Basis by + 7.1 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.