Skip to content
Sophie

Helsana or EGK in Region 2 of canton Grisons?

In Region 2, Helsana is CHF 741.60 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Helsana comes down to CHF 453.00 a month, EGK to CHF 514.80. The gap is CHF 741.60 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 418.00 a month. Moving there rather than to Helsana is worth CHF 420.00 more a year. Agrisano

Where they stand in the region

Helsana ranks 11 and EGK ranks 22, out of 24 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleHelsanaEGKGap
300CHF 533.00CHF 584.90− 51.90
500CHF 521.40CHF 573.30− 51.90
1'000CHF 492.20CHF 544.10− 51.90
1'500CHF 463.00CHF 514.90− 51.90
2'000CHF 433.90CHF 485.80− 51.90
2'500CHF 404.70CHF 456.60− 51.90

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelHelsanaEGK
Other modelCHF 453.00CHF 514.80
Family doctorCHF 453.00CHF 545.90
Free choice of doctorCHF 533.00CHF 584.90

How they moved in this region

Against 2025, Helsana moves by + 0.2 % and EGK by + 3.1 % in this region.

Helsana, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.