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Helsana or EGK in Region 1 of canton Ticino?

In Region 1, Helsana is CHF 45.60 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Helsana comes down to CHF 629.10 a month, EGK to CHF 632.90. The gap is CHF 45.60 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 583.90 a month. Moving there rather than to Helsana is worth CHF 542.40 more a year. Agrisano

Where they stand in the region

Helsana ranks 9 and EGK ranks 11, out of 21 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleHelsanaEGKGap
300CHF 749.00CHF 740.20+ 8.80
500CHF 737.40CHF 728.60+ 8.80
1'000CHF 708.20CHF 699.40+ 8.80
1'500CHF 679.00CHF 670.20+ 8.80
2'000CHF 649.90CHF 641.10+ 8.80
2'500CHF 620.70CHF 611.90+ 8.80

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelHelsanaEGK
Other modelCHF 629.10CHF 632.90
Family doctorCHF 636.60CHF 632.90
Free choice of doctorCHF 749.00CHF 740.20

How they moved in this region

Against 2025, Helsana moves by + 9.2 % and EGK by + 5.2 % in this region.

Helsana, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.