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Helsana or EGK in Region 2 of canton Ticino?

In Region 2, Helsana is CHF 229.20 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Helsana comes down to CHF 565.80 a month, EGK to CHF 584.90. The gap is CHF 229.20 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 539.00 a month. Moving there rather than to Helsana is worth CHF 321.60 more a year. Agrisano

Where they stand in the region

Helsana ranks 3 and EGK ranks 10, out of 21 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleHelsanaEGKGap
300CHF 658.00CHF 692.10− 34.10
500CHF 646.40CHF 680.50− 34.10
1'000CHF 617.20CHF 651.30− 34.10
1'500CHF 588.00CHF 622.10− 34.10
2'000CHF 558.90CHF 593.00− 34.10
2'500CHF 529.70CHF 563.80− 34.10

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelHelsanaEGK
Family doctorCHF 565.80CHF 591.80
Other modelCHF 572.40CHF 584.90
Free choice of doctorCHF 658.00CHF 692.10

How they moved in this region

Against 2025, Helsana moves by + 6.7 % and EGK by + 5.8 % in this region.

Helsana, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.